Terms & Conditions

User Agreement

Welcome to Business Debt Adjusters’ website. This website is owned and operated by Business Debt Adjusters, Inc., a Delaware corporation, and its affiliates (collectively referred to as “Business Debt Adjusters,” “we,” “us,” or “our”). By visiting our website at www.businessdebtadjusters.com, including any subdomains thereof (the “Website”), you acknowledge and agree to accept and adhere to the following terms and conditions (hereafter referred to as the “User Agreement”), along with the terms and conditions outlined in our Privacy Policy.

We reserve the right to change or amend this User Agreement from time to time without notice. All changes shall become effective upon posting. It is your responsibility to review this User Agreement periodically for updates. We may terminate, suspend, change, or restrict your access to all or any part of the Website without cause, notice, or liability.

Limitations of Use and Compliance with Laws

By using the Website, you agree to:

• Use the Website and its resources, including all text, data, software, images, and tools (collectively, the “Resources”), only for purposes permitted by this User Agreement and in compliance with applicable laws and regulations.
• Be at least eighteen (18) years old. Any use or access by individuals under 18 years of age is unauthorized and in violation of this User Agreement.
  
• Refrain from copying, reproducing, selling, trading, or otherwise exploiting the Website or the Resources for any unauthorized commercial purpose.
• Avoid engaging in activities that disrupt or interfere with the Website, its functionality, or its associated networks.

Permissible Purpose and Consent

By applying for debt relief services through Business Debt Adjusters, you authorize us to:

• Obtain your credit report and/or credit score(s) from credit reporting agencies such as Experian or Dun & Bradstreet for the purpose of assessing your eligibility for services.
• Use the information provided by you, including credit data, to verify your identity and provide credit-related products and services
  
• Communicate with you via email, SMS, or other electronic means to deliver notifications, request documents, and provide service updates.

You acknowledge that we may receive compensation for marketing credit opportunities or other services offered by third parties, which may influence how such opportunities are presented on our Website.

Electronic Communications and SMS Notifications

By using this Website, you consent to receive communications from us electronically. These may include notices, disclosures, document requests, account updates, appointment confirmations, and other important information. Communications may be delivered via email, text message (SMS), posts on this Website, or other electronic means.

SMS Message Terms:

• Message frequency may vary depending on your interaction with our services.
• Standard message and data rates may apply from your mobile carrier.
• You can opt out of SMS communications at any time by replying STOP.
• For support, reply HELP or contact us at contactsupport@businessdebtadjusters.com.
• We do not share mobile numbers or SMS opt-in data with third parties for marketing purposes.

Text Messaging Terms

By providing your mobile number and interacting with us via SMS or MMS, you agree to receive text messages from Business Debt Adjusters related to your service inquiry, document collection, account updates, or appointment confirmations. These are not marketing messages and are intended strictly for transactional communication.

SMS Message Terms:

• Opt-In: Users may opt in by submitting their phone number through our web forms or by initiating contact via text.
• Opt-Out: You may cancel SMS communications at any time by replying STOP. After sending STOP, you will receive a confirmation and no further messages will be sent.
• Help: For assistance, reply HELP or email support@businessdebtadjusters.com
• Message Frequency: Message frequency may vary depending on the nature of your engagement.
• Message & Data Rates: Standard message and data rates may apply as determined by your mobile carrier.
• Privacy: Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. Text messaging opt-in data and consent will not be sold, rented, or distributed under any circumstance.

Withdrawing Consent

You may withdraw your consent to receive electronic communications by contacting us at info@businessdebtadjusters.com. However, doing so may limit our ability to provide certain services, and we reserve the right to terminate pending applications if consent is withdrawn.

Indemnification

You agree to indemnify and hold harmless Business Debt Adjusters and its affiliates, directors, officers, employees, and agents from and against all losses, damages, or claims arising from your violation of this User Agreement or misuse of the Website and Resources.

Limitation of Warranties

The Website and its Resources are provided “as is” without warranty of any kind, including implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that the Website will be error-free or uninterrupted.

Limitation of Liability

Business Debt Adjusters and its affiliates shall not be held liable for any direct, indirect, incidental, or consequential damages arising from your use of the Website or its Resources. Your sole remedy is to discontinue use of the Website.

Copyrights and Trademarks

All content on the Website, including text, graphics, logos, and software, is the intellectual property of Business Debt Adjusters or its licensors and is protected by copyright and trademark laws. Unauthorized use of this content is prohibited.

Termination of Use

We may suspend or terminate your access to the Website or its Resources at our sole discretion, without notice, for any reason, including violation of this User Agreement.

Governing Law

This User Agreement shall be governed by and construed in accordance with the laws of the State of New Jersey. Any disputes arising from this agreement will be subject to the jurisdiction of the courts located in New Jersey.

Contact Information

If you have any questions or concerns regarding this User Agreement or the Website, you may contact us at:

Business Debt Adjusters, Inc.
400 Sylvan Ave, Ste 200
Englewood Cliffs, NJ 07632Email: info@businessdebtadjusters.com
‍Phone: (877) 817‑0404 or (877) 760‑3856